[4220000] Statement of financial position presented using order of liquidity - Financial and Sharia Industry

Laporan posisi keuangan Statement of financial position
30 June 2017 31 December 2016
Aset Assets
Kas 16,870,317 11,167,643 Cash
Dana yang dibatasi penggunaannya Restricted funds
Giro pada bank indonesia 32,073,952 30,146,853 Current accounts with bank Indonesia
Giro pada bank lain Current accounts with other banks
Giro pada bank lain pihak ketiga 18,408,054 4,644,269 Current accounts with other banks third parties
Giro pada bank lain pihak berelasi 159,244 1,655,498 Current accounts with other banks related parties
Cadangan kerugian penurunan nilai pada giro pada bank lain ( 6,195 ) ( 1,748 ) Allowance for impairment losses for current accounts with other bank
Penempatan pada bank indonesia dan bank lain Placements with bank Indonesia and other banks
Penempatan pada bank indonesia dan bank lain pihak ketiga 13,248,160 32,949,142 Placements with bank Indonesia and other banks third parties
Penempatan pada bank indonesia dan bank lain pihak berelasi 972,219 713,026 Placements with bank Indonesia and other banks related parties
Cadangan kerugian penurunan nilai pada penempatan pada bank lain ( 0 ) ( 500 ) Allowance for impairment losses for placements with other banks
Piutang asuransi Insurance receivables
Piutang asuransi pihak ketiga Insurance receivables third parties
Piutang asuransi pihak berelasi Insurance receivables related parties
Cadangan kerugian penurunan nilai pada piutang asuransi Allowance for impairment losses for insurance receivables
Biaya akuisisi tangguhan Deferred acquisition costs
Deposito pada lembaga kliring dan penjaminan Deposits to clearing and settlement guarantee institution
Efek-efek yang diperdagangkan Marketable securities
Efek-efek yang diperdagangkan pihak ketiga 19,873,102 19,169,272 Marketable securities third parties
Efek-efek yang diperdagangkan pihak berelasi 5,382,990 4,686,585 Marketable securities related parties
Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan ( 322,167 ) ( 91,107 ) Allowance for impairment losses for marketable securities
Investasi pemegang polis pada kontrak unit-linked Investments of policyholder in unit-linked contracts
Efek yang dibeli dengan janji dijual kembali 69,847 1,664,750 Securities purchased under agreement to resale
Wesel ekspor dan tagihan lainnya Bills and other receivables
Wesel ekspor dan tagihan lainnya pihak ketiga 4,762,360 3,393,465 Bills and other receivables third parties
Wesel ekspor dan tagihan lainnya pihak berelasi 6,022,107 5,205,598 Bills and other receivables related parties
Cadangan kerugian penurunan nilai pada wesel ekspor dan tagihan lainnya ( 54,284 ) ( 31,268 ) Allowance for impairment losses for bills and other receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak ketiga 14,298,898 11,693,520 Acceptance receivables third parties
Tagihan akseptasi pihak berelasi 2,584,586 3,115,708 Acceptance receivables related parties
Cadangan kerugian penurunan nilai pada tagihan akseptasi ( 87,231 ) ( 84,834 ) Allowance for impairment losses for acceptance receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak ketiga 265,703 201,759 Derivative receivables third parties
Tagihan derivatif pihak berelasi 10,907 48,105 Derivative receivables related parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan pihak ketiga 330,048,898 315,081,810 Loans third parties
Pinjaman yang diberikan pihak berelasi 82,126,092 78,193,582 Loans related parties
Cadangan kerugian penurunan nilai pada pinjaman yang diberikan ( 16,835,063 ) ( 16,680,865 ) Allowance for impairment losses for loans
Piutang dari lembaga kliring dan penjaminan Receivables from clearing and settlement guarantee institution
Piutang nasabah Receivables from customers
Piutang nasabah pihak ketiga Receivables from customers third parties
Piutang nasabah pihak berelasi Receivables from customers related parties
Cadangan kerugian penurunan nilai pada piutang nasabah Allowance for impairment losses for receivables from customers
Piutang murabahah Murabahah receivables
Piutang murabahah pihak ketiga Murabahah receivables third parties
Piutang murabahah pihak berelasi Murabahah receivables related parties
Cadangan kerugian penurunan nilai pada piutang murabahah Allowance for impairment losses for murabahah receivables
Piutang istishna Istishna receivables
Piutang istishna pihak ketiga Istishna receivables third parties
Piutang istishna pihak berelasi Istishna receivables related parties
Cadangan kerugian penurunan nilai pada piutang istishna Allowance for impairment losses for istishna receivables
Piutang ijarah Ijarah receivables
Piutang ijarah pihak ketiga Ijarah receivables third parties
Piutang ijarah pihak berelasi Ijarah receivables related parties
Cadangan kerugian penurunan nilai pada piutang ijarah Allowance for impairment losses for ijarah receivables
Piutang pembiayaan konsumen Consumer financing receivables
Piutang pembiayaan konsumen pihak ketiga Consumer financing receivables third parties
Piutang pembiayaan konsumen pihak berelasi Consumer financing receivables related parties
Cadangan kerugian penurunan nilai pada piutang pembiayaan konsumen Allowance for impairment losses for consumer financing receivables
Pinjaman qardh Qardh funds
Pinjaman qardh pihak ketiga Qardh funds third parties
Pinjaman qardh pihak berelasi Qardh funds related parties
Cadangan kerugian penurunan nilai pada pinjaman qardh Allowance for impairment losses for qardh funds
Pembiayaan mudharabah Mudharabah financing
Pembiayaan mudharabah pihak ketiga Mudharabah financing third parties
Pembiayaan mudharabah pihak berelasi Mudharabah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah Allowance for impairment losses for mudharabah financing
Pembiayaan musyarakah Musyarakah financing
Pembiayaan musyarakah pihak ketiga Musyarakah financing third parties
Pembiayaan musyarakah pihak berelasi Musyarakah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah Allowance for impairment losses for musyarakah financing
Investasi sewa Lease investments
Investasi sewa pihak ketiga Lease investments third parties
Investasi sewa pihak berelasi Lease investments related parties
Investasi sewa nilai residu yang terjamin Lease investments guaranteed residual value
Investasi sewa pendapatan pembiayaan tangguhan Lease investments deferred financing income
Investasi sewa simpanan jaminan Lease investments guarantee deposits
Cadangan kerugian penurunan nilai pada investasi sewa Allowance for impairment losses for lease investments
Tagihan anjak piutang Factoring receivables
Tagihan anjak piutang pihak ketiga Factoring receivables third parties
Tagihan anjak piutang pihak berelasi Factoring receivables related parties
Tagihan anjak piutang pada pendapatan anjak piutang tangguhan Factoring receivables on deferred factoring income
Cadangan kerugian penurunan nilai pada tagihan anjak piutang Allowance for impairment losses for factoring receivables
Piutang lainnya Other receivables
Piutang lainnya pihak ketiga Other receivables third parties
Piutang lainnya pihak berelasi Other receivables related parties
Cadangan kerugian penurunan nilai pada piutang lainnya Allowance for impairment losses for other receivables
Aset keuangan lainnya Other financial assets
Obligasi pemerintah 66,350,335 63,006,339 Government bonds
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk dijual Non-current assets or disposal groups classified as held-for-sale
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk didistribusikan kepada pemilik Non-current assets or disposal groups classified as held-for-distribution to owners
Uang muka Advances
Biaya dibayar dimuka 2,474,513 2,410,891 Prepaid expenses
Jaminan Guarantees
Pajak dibayar dimuka 620,572 620,320 Prepaid taxes
Klaim atas pengembalian pajak Claims for tax refund
Aset pajak tangguhan 1,168,419 1,331,508 Deferred tax assets
Investasi yang dicatat dengan menggunakan metode ekuitas Investments accounted for using equity method
Investasi pada entitas anak, ventura bersama, dan entitas asosiasi Investments in subsidiaries, joint ventures and associates
Investasi pada entitas anak Investments in subsidiaries
Investasi pada entitas ventura bersama Investments in joint ventures
Investasi pada entitas asosiasi 775,080 57,169 Investments in associates
Aset reasuransi Reinsurance assets
Aset imbalan pasca kerja Post-employment benefit assets
Goodwill Goodwill
Aset takberwujud selain goodwill Intangible assets other than goodwill
Properti investasi Investment properties
Aset ijarah Ijarah assets
Aset tetap 23,043,420 21,972,223 Property and equipment
Agunan yang diambil alih Foreclosed assets
Aset pengampunan pajak Tax amnesty assets
Aset lainnya 7,436,626 6,793,167 Other assets
Jumlah aset 631,741,461 603,031,880 Total assets
Liabilitas, dana syirkah temporer dan ekuitas Liabilities, temporary syirkah funds and equity
Liabilitas Liabilities
Liabilitas segera 2,658,278 3,275,668 Obligations due immediately
Bagi hasil yang belum dibagikan Undistributed profit sharing
Dana simpanan syariah Sharia deposits
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 84,328,010 90,282,736 Current accounts third parties
Giro pihak berelasi 35,688,500 31,793,492 Current accounts related parties
Giro wadiah Wadiah demand deposits
Giro wadiah pihak ketiga Wadiah demand deposits third parties
Giro wadiah pihak berelasi Wadiah demand deposits related parties
Tabungan Savings
Tabungan pihak ketiga 154,051,369 151,038,564 Savings third parties
Tabungan pihak berelasi 246,132 746,409 Savings related parties
Tabungan wadiah Wadiah savings
Tabungan wadiah pihak ketiga Wadiah savings third parties
Tabungan wadiah pihak berelasi Wadiah savings related parties
Deposito berjangka Time deposits
Deposito berjangka pihak ketiga 133,936,832 102,149,888 Time deposits third parties
Deposito berjangka pihak berelasi 33,682,601 39,441,995 Time deposits related parties
Deposito wakalah Wakalah deposits
Deposito wakalah pihak ketiga Wakalah deposits third parties
Deposito wakalah pihak berelasi Wakalah deposits related parties
Simpanan dari bank lain 11,394,164 9,735,182 Other banks deposits
Efek yang dijual dengan janji untuk dibeli kembali 2,373,062 3,764,961 Securities sold with repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak ketiga 111,106 399,891 Derivative payables third parties
Liabilitas derivatif pihak berelasi 23,095 10,979 Derivative payables related parties
Utang asuransi Insurance payables
Liabilitas kepada pemegang polis unit-linked Liabilities to policyholder in unit-linked contracts
Utang bunga Interest payables
Liabilitas akseptasi 3,671,585 4,358,537 Acceptance payables
Utang usaha Accounts payable
Uang muka dan angsuran Advances and installments
Utang dividen Dividends payable
Utang dealer Dealer payables
Pinjaman yang diterima Borrowings
Pinjaman yang diterima pihak ketiga 35,245,287 32,965,422 Borrowings third parties
Pinjaman yang diterima pihak berelasi Borrowings related parties
Pinjaman yang diterima utang pada lembaga kliring dan penjaminan Borrowings payables to clearing and settlement guarantee institution
Efek yang diterbitkan Securities issued
Obligasi 0 6,731,115 Bonds
Sukuk ijarah Ijarah sukuk
Surat utang jangka menengah Mid-term loans
Efek yang diterbitkan lainnya Others securities issued
Liabilitas kontrak asuransi Insurance contract liabilities
Utang perusahaan efek Securities company payables
Provisi Provisions
Pendapatan ditangguhkan Deferred income
Liabilitas sewa pembiayaan Finance lease liabilities
Estimasi kerugian komitmen dan kontinjensi 182,735 156,119 Estimated losses on commitments and contingencies
Beban akrual 1,098,557 1,047,239 Accrued expenses
Utang pajak 345,282 150,770 Taxes payable
Liabilitas pajak tangguhan Deferred tax liabilities
Liabilitas pengampunan pajak Tax amnesty liabilities
Liabilitas lainnya 13,554,559 11,148,956 Other liabilities
Kewajiban imbalan pasca kerja 3,247,303 3,503,202 post-employment benefit obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi pihak ketiga Subordinated loans third parties
Pinjaman subordinasi pihak berelasi Subordinated loans related parties
Jumlah liabilitas 515,838,457 492,701,125 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current account
Giro mudharabah pihak ketiga 500,487 434,854 Mudharabah current account third parties
Giro berjangka mudharabah pihak berelasi 371,291 141,115 Mudharabah current account related parties
Tabungan mudharabah Mudharabah saving deposits
Tabungan mudharabah pihak ketiga 7,131,770 6,863,593 Mudharabah saving deposits third parties
Tabungan mudharabah pihak berelasi 14,365 13,849 Mudharabah saving deposits related parties
Deposito berjangka mudharabah Mudharabah time deposits
Deposito berjangka mudharabah pihak ketiga 5,887,553 5,107,827 Mudharabah time deposits third parties
Deposito berjangka mudharabah pihak berelasi 8,023,480 7,530,591 Mudharabah time deposits related parties
Bank Bank
Giro mudharabah 9,202 15,470 Mudharabah current account
Tabungan mudharabah (ummat) 92,988 187,088 Mudharabah saving deposits (ummat)
Deposito berjangka mudharabah 303,218 286,368 Mudharabah time deposits
Efek yang diterbitkan bank Bank securities issued
Investasi mudharabah antar bank Interbank mudharabah investments
Sukuk mudharabah 496,000 496,000 Mudharabah sukuk
Sukuk mudharabah subordinasi Subordinated mudharabah sukuk
Jumlah dana syirkah temporer 22,830,354 21,076,755 Total temporary syirkah funds
Jumlah akumulasi dana tabarru Total accumulated tabarru's funds
Ekuitas Equity
Ekuitas yang diatribusikan kepada pemilik entitas induk Equity attributable to equity owners of parent entity
Saham biasa 9,054,807 9,054,807 Common stocks
Saham preferen Preferred stocks
Tambahan modal disetor 14,568,468 14,568,468 Additional paid-in capital
Saham tresuri Treasury stocks
Uang muka setoran modal Advances in capital stock
Opsi saham Stock options
Cadangan revaluasi 12,285,263 12,285,490 Revaluation reserves
Cadangan selisih kurs penjabaran 86,697 81,715 Reserve of exchange differences on translation
Cadangan perubahan nilai wajar aset keuangan tersedia untuk dijual ( 711,932 ) ( 1,888,467 ) Reserve for changes in fair value of available-for-sale financial assets
Cadangan keuntungan (kerugian) investasi pada instrumen ekuitas Reserve of gains (losses) from investments in equity instruments
Cadangan pembayaran berbasis saham Reserve of share-based payments
Cadangan lindung nilai arus kas Reserve of cash flow hedges
Cadangan pengukuran kembali program imbalan pasti Reserve of remeasurements of defined benefit plans
Cadangan lainnya 2,256,999 2,256,999 Other reserves
Komponen ekuitas lainnya Other components of equity
Saldo laba (akumulasi kerugian) Retained earnings (deficit)
Saldo laba yang telah ditentukan penggunaanya Appropriated retained earnings
Cadangan umum dan wajib 2,778,412 2,778,412 General and legal reserves
Cadangan khusus 0 0 Specific reserves
Saldo laba yang belum ditentukan penggunaannya 50,585,686 48,019,910 Unappropriated retained earnings
Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk 90,904,400 87,157,334 Total equity attributable to equity owners of parent entity
Proforma ekuitas Proforma equity
Kepentingan non-pengendali 2,168,250 2,096,666 Non-controlling interests
Jumlah ekuitas 93,072,650 89,254,000 Total equity
Jumlah liabilitas, dana syirkah temporer dan ekuitas 631,741,461 603,031,880 Total liabilities, temporary syirkah funds and equity